Frequently Asked Questions
Do you accept insurance?
We do not accept or bill insurance. Our practice operates on a membership model, with all fees—both membership and any additional services—paid before or at the time of service. We do not provide superbills or submit claims to insurance or Medicare.
Do you offer payment plans?
Yes. Memberships can be paid monthly or annually at a discounted rate.
Why don't you accept insurance?
Insurance contracts often limit the time and types of care we can provide. To deliver the personalized, comprehensive care our patients deserve—especially in lifestyle and functional medicine—we choose not to participate with insurance. This allows us to spend more time with you and tailor care to your needs, not an insurance company’s restrictions.
Most routine labs ordered through LabCorp or Quest can still be billed to your insurance. For those without coverage, we’ve negotiated reduced cash rates that are often lower than typical copays. Some specialty labs may not be covered; please check with your insurance provider for details. We are unable to verify or manage individual insurance benefits, but are transparent about the cost of labs prior to ordering them.
Who is a typical Med Fit Culture patient?
Med Fit Culture is for people who want to take an active role in their health and are looking for deeper support with weight, energy, performance, or chronic health concerns alongside their regular medical care. We use a personalized, lifestyle-first approach and, when needed, coordinate with your existing providers.
The goal isn’t perfection. We strive for real, sustainable growth.
What do treatments entail?
Treatments focus on lifestyle interventions—nutrition, movement, sleep, stress reduction, and relationships—tailored to your goals. We may also recommend supplements or prescription medications when appropriate. Our approach blends conventional and holistic care, guided by what’s safe, effective, and aligned with your preferences. A strong patient-practitioner relationship is central to the healing process, and we prioritize time to build that trust.
Are you my primary physician?
No. Dr. Jerald Cook provides lifestyle and functional medicine consultations only and does not serve as your primary care physician. You are required to maintain a primary care provider for routine physicals, wellness visits, and urgent or after-hours care. We do not handle urgent requests, including calls or messages.
Why don't you accept insurance?
I don’t contract with insurance so I can focus on time, access, and truly personalized care—especially for lifestyle and functional medicine, where quick visits and check-box care just don’t work. This lets us build a plan around your goals and priorities, not an insurance company’s rules. Most routine labs are ordered through LabCorp or Quest, with clear, upfront pricing and discounted cash options when needed. I’m always transparent about lab costs before we order anything so there are no surprises.
© Copyrights by Med Fit Culture. The information on this site is not medical advice.
By using this site or booking services, you agree to our Privacy Policy and Terms of Use.
